How Much Does Arthroscopic Surgery Cost?
Without Insurance
$8,000 - $30,000
With Insurance
$1,500 - $5,000
Medicare Covered
Cost Overview
Arthroscopic surgery is a minimally invasive procedure used to diagnose and treat joint problems. A small camera (arthroscope) is inserted through tiny incisions, allowing the surgeon to view and repair the joint. The cost varies significantly based on which joint is treated and what repairs are performed.
Cost Breakdown
| Item | Estimated Range |
|---|---|
| Surgeon fee | $2,500 - $8,000 |
| Facility fee | $4,000 - $15,000 |
| Anesthesia | $1,000 - $2,500 |
| Implants/anchors (if needed) | $500 - $3,000 |
| Physical therapy | $1,000 - $4,000 |
| Pre-op MRI | $500 - $1,500 |
| Total (estimated) | $8,000 - $30,000 |
Insurance Coverage
Arthroscopic surgery is generally well-covered by insurance when diagnostic imaging confirms a treatable condition. Simple diagnostic arthroscopy may require less documentation than reconstructive procedures. Most arthroscopic surgeries are outpatient, which lowers costs.
Financing Options
- Outpatient procedure - lower facility costs than hospital
- Covered by most insurance plans
- HSA/FSA eligible
- Cash-pay discounts often available at surgery centers
- Payment plans at most facilities
Frequently Asked Questions
How much does arthroscopic knee surgery cost?
Arthroscopic knee surgery costs $8,000-$20,000 before insurance. Simple procedures like meniscus debridement are on the lower end, while complex repairs with ligament work are higher. With insurance, expect $1,500-$4,000 out of pocket.
Is arthroscopy cheaper than open surgery?
Yes. Arthroscopic surgery is typically 30-50% less expensive than open surgery due to shorter surgical time, no overnight hospital stay, smaller incisions, and faster recovery. Most arthroscopic procedures are done as outpatient.
Does insurance cover diagnostic arthroscopy?
Most plans cover diagnostic arthroscopy when MRI findings are inconclusive and the procedure is needed for accurate diagnosis. Pre-authorization is typically required.
How much does shoulder arthroscopy cost?
Shoulder arthroscopy ranges from $10,000-$30,000 depending on the procedure. Simple debridement is less expensive, while rotator cuff or labrum repairs with anchors are more complex and costly.
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Insurance Plans
Cost estimates are based on national averages and may vary by location, provider, and insurance plan. Contact your provider and insurer for personalized estimates.